Off to College? Ways to Save Money Before you Go
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Posted By: Brooke Chaplan on December 08, 2022 College life will be new and uncertain, so having spare money is always beneficial. However, with high school life, recent graduation, and pre-college expenses, it might not be easy to put many funds up before school. Regardless, it would help if you tried to save money when possible, which includes using the tips mentioned below. In State CollegeSome universities charge significantly higher out-of-state tuition, causing financial struggles for college students and their families. However, choosing an in-state college could eliminate the higher costs and allow your family to save money. If the college of your choice is out-of-state, it’s an excellent idea to search for grants and scholarships to see what you qualify to receive. Being awarded the extra money could help you save before going away. Avoid Unused SubscriptionsIf you have a lot of music streaming apps on your mobile device, along with various television subscriptions, you should consider letting go of a few, especially those you don’t use as much. For example, paying for one music app is okay, but subscribing to two or more could be a waste of money. Therefore, it would be best to figure out which service has the most music and keep it but let the other apps go. Otherwise, it could be considered wasteless spending. The money saved could be used for college expenses or a savings account that comes in handy later. Look for Auto Insurance DiscountsSome universities don’t allow first-year students to drive on campus, so check before assuming you can take your vehicle. If you can, always conduct research and select the most affordable car insurance policy. You could also earn points while in high school, which leads to saving money on the coverage once you are away, known as a good student benefit. Create BudgetsSpending money doesn’t have to be off-limits; instead, you must establish budgets and avoid going over them. The budget should include needs and non-necessities, such as shopping for extra clothing and accessories, going to local restaurants, or hanging out at community events, like concerts, movie theaters, and more. Creating a budget before going to college not only helps you save money then, but it could instill a good habit to use while living the collegiate life. These are tips that come in handy before your journey to college. Saving the money could prevent you from struggling to make necessary purchases while away, or it could reduce your need to work full-time while enrolled in college courses. Regardless of the factor, saving money is a benefit you should take advantage of early on during summers and other extended breaks. If you enjoyed this article, Join HBCU CONNECT today for similar content and opportunities via email! |
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Brooke Chaplan
From Los Lunas, NM Member Since December 2016 |
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