Regina is the Founder & CEO of KOX FINANCIAL CONSULTING GROUP, LLC, The Founder of Outspoken Reality Social Network and now author of Innocent Victims. The name represents who she is as a person and great leaders who made change happen. She hopes to continue the legacy of Martin Luther King, Obama, and Malcom X.
Regina is the second child of seven children. She was born in Pahokee, Florida on January 27,1974. My hometown is Clewiston, Florida. After college, she moved to Orlando, Florida where she currently resides. She holds a Bachelors Degree from Florida State University from the Department of Education and a Masters Degree from University of Central Florida in Criminal Justice.
She is a member of the National Association of Female Professionals, Black Authors on Fire, Ladies of Christ Proverb 31, Sista Unity, Essence, and Black Business Women Online.
Prior to starting her consulting business, She worked with the State of Florida for five years. Afterwards, she ventured in the private sector as a program director for boys in youth programs.
Regina has been nominated for two categories!! Literary Blog of the Year and Publicist of the Year. Thank you to all my fans. Now the voting is on!! Cast your Vote for the 2010 African Americans on the Move Book Club, which will take place in Chicago. The voting starts NOW through March 15, 2010. You can only send in one vote per email to aambcvoting@gmail.com to complete your vote.
Regina has dedicated the last 9 years in educating Americans about the dangers of credit and how you can be an Innocent Victim of CREDIT scams. She wrote three books in 2009. This up and coming young female author is making national news with her passion to wake up Americans.
The “The Trinity Collection“, is available online at www.reginalittles.com. The books are currently available online at Barnes and Nobles, Books A Million, Walden Books and Amazon.com. The distribution partners include Ingram Book Company, Spring Arbor, Baker & Taylor, Barnes & Noble, NACSCORP and Amazon.com. It will be made available through UK and European distribution. The UK and European partners include Bertrams, Gardners Books, Blackwell’s Library Services, Coutts and Dawson, Holt Jackson, Paperback Bookshop, The Book Depository, Amazon.co.uk.,Canada, Amazon.ca and through Chapters-Indigo.
Promoting the book-Innocent Victims seeks to educate people on credit matters. The book is a guide to what’s happening in credit world. It also comes at a time where people need to become educated about money and finances.Available at Barnes and Nobles/Amazon.com
My name is Regina and I would like to WELCOME YOU to the online community.
I pray that you will be blessed and remember to keep god first. Feel free to visit my page and support change in 2009.
Spread the word about Innocent Victims to your family, friends, and support my mission. I need your help in becoming a best seller!! The book is available now at www.reginalittles.com
Innocent Victims takes you on a journey where you become more aware about your surrounding as to what’s really happening in credit world. Millions of people are working for nothing and sometimes when the realize it, it’s too late. We hear all the time, the key to financial wealth is homeownership, but the key is understanding CREDIT. Without credit, consumers will find themselves up side down, due to high interest loans.
Regina needs your help in making this a best seller. She knows it is possible with the help from family and friends. She can not do this alone, so spread the word and order today. If you are not able to buy the book, there are others ways you can contribute to the success.
Join her fan club www.creditadviseforyou.ning.com and join the student loan challenge!!
Break the cycle of paying students loans forever..
You can also show your support at the Essence Music Fest in New Orleans. Details are posted on her website above..
The book is expected to be in bookstores by July 15, 2009. The distribution partners will include Ingram Book Company, Spring Arbor, Baker & Taylor, Barnes & Noble, NACSCORP and Amazon.com. It will be made available through UK and European distribution. The UK and European partners include Bertrams, Gardners Books, Blackwell’s Library Services, Coutts and Dawson, Holt Jackson, Paperback Bookshop, The Book Depository, Amazon.co.uk.,Canada, Amazon.ca and through Chapters-Indigo.
Have a great day!
Regina (The Credit Expert/Consumer Advocate) Follow my blogs, and tips!!!
Life & Professional Aspirations:
Regina states that life has taught her a lot of lessons. She states that leadership is so important and she does not see that in the world of credit and finance. She has data from her research that explains why consumers have bad credit.
Regina has seen both sides of the fence when it comes to finance. She was raised on welfare and lived in a mobile home park. She has seen the side of struggle and the side of having a money.
She recently started Outspoken Reality Social Network, in December 2008. She created the network to be an avenue for consumers. The lord revealed that her calling was helping people. Regina realized that god gave her the best gift a person can have. He blessed her with knowledge. In 2003, her pastor Fred Gamble of (True Vine) told her that god had a plan for her life. It was not until 2008, that she realized what that was. Regina states that she tried running from credit, but it keep hitting me in the face. She received numerous calls from her family, friends, and people who she did not know. She had to turn many of them away. However, with the wake of the mortgage and credit crisis she knew her knowledge could help Americans. On January 21, 2009 when our president called for ordinary citizens to help change the world.
Regina states that was the call and the second confirmation from god that she needed. She realized that when you are chosen (you can not run from what god has called you to do).
She has been studying and researching credit for nine years. After college, Regina says that she did everything the books said, but was face with bad credit after college. She had a home in her name that was past due and multiple errors on her credit file. The experience and education laid a solid foundation for her to succeed. She became an investigator for her self and corrected her file with in a year. She initially started with a 499 credit score and ended up with a 680 in a matter of months.
Regina states that she took the tools from college and applied them in her life. She graduated with over a 3.0 from both colleges. She states the most valuable thing about college was writing research papers. Credit became a hobby for her nine years ago and she has been studying credit ever since. She enjoys studying credit and giving people advice that is needed in todays society.
Research " Which lead me to the discover more about CREDIT"
Join my fan club at www.creditadviseforyou.ning.com
GET MORE EDUCATED!!! FREE membership..take about 1 min.
I could use some friends over there!! Help me support change in 2009.
Spread the word and help me WAKE UP AMERICA... Consumers have been sleeping way TOO long...
Support Breaking the cycle of a (generational debt that is out of control)
Get all the INFO on the latest about your student loans..
Regina has been nominated for two categories!! Literary Blog of the Year and Publicist of the Year. Thank you to all my fans. Now the voting is on!! Cast your Vote for the 2010 African Americans on th ...more
Posted by Hardest Working Woman in Credit on January 16th, 2010 • 627 Views
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is ...more
Posted by Hardest Working Woman in Credit on August 24th, 2009 • 522 Views
It is my hope that this book circulates amongst many generations, educating adults and children alike. If our children are educated early about the proper use of credit and the importance of protectin ...more
Posted by Hardest Working Woman in Credit on July 25th, 2009 • 1,592 Views
WORLD EXCLUSIVE INTERVIEW INNOCENT VICTIMS
It is my hope that this book circulates amongst many generations, educating adults and children alike. If our children are educated early about the proper ...more
Posted by Hardest Working Woman in Credit on July 25th, 2009 • 531 Views
I AM VERY PROUD TO SUCH POWERFUL LEADER GOD BLESS YOU IN ALL YOU DO ALWAYS!!!!
Tagged by
CLIFTON McBEAN-HENRY on 08/29/2011
To ALL MY FRIENDS I WOULD LIKE TO GIVE ALL OF YOU A CHANCE TO EARN $50 for each referral that complete a sale, Helping Me SELL My AUTOMOBILE NEW AND PRE-OWNED DOMESTIC AND LUXURY FOREING AUTOMOBILES NATIONWIDE!! CONTAC ME (jimlewis@jimcityauto.com) http://jimcityauto.com , THANKS JIM(STILLMAN)
Tagged by
Jim Lewis on 12/01/2010
Thanks for stopping by & the friend add. I'm an advocate bout having & keeping good credit. I will definitely check out Regina's book...Thx
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Tim Bushner on 10/06/2009
God bless you and have a great weekend.
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Selena Mosley on 09/11/2009
Hey I wanted to know if I could discuss some credit issues with you? Is there a number where I could reach you? I would appreciate any assistance that you can offer. Thank you!
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kim mcbride on 09/03/2009
Thanks for the add! How are you doing?
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D M on 08/17/2009
would like to extend an invitation to all of God's blessed people. If you are a author, teacher, preacher, stay at home mother, attorney,public speaker, or in any type of ministry or business, and you want to reach the next new level. Come and join Mega Live Radio 7. If you just need uplifting in your spirit, by hearing songs of zion or hearing the Word, join Mega Live Radio 7. Mega Live Radio 7 is designed to help promote leaders and visionaries, all Men and Women of God to another new level. Mega Live Radio 7 will empower, inspire, enhance, motivate. Perhaps, you are an author and want to get more exposure for your project, this is the perfect avenue for this or any kind of endeavor. There will be news and views of world events, preaching. This is a 24/7 global radio station. If you are interested in promoting your vision you may want to set up a interview to let the people of God know what He has given you, for His people. http://megaliveradio7.ning.com
Tagged by
Prophetess Karen Pfeifer-Kennedy on 07/22/2009
Hello, what do you mean that faith is all we have?
Tagged by
Harry Watley on 07/21/2009
Thanks for adding me as your friend!
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Melanie Kelly on 07/10/2009
i'm working now to improve my credit. a business site is helping people create their own income. check out ltdhq and amway50 on twitter. the main product site is www.sfutado.qhealthbeauty.com. information meetings are throughout the u.s to help people add some extra income during these times and always.
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stephen futado on 07/08/2009
THANK YOU SO MUCH,IT,S GOOD TO HERE FROM YOU SORRY I MISS THE EVENT THIS YEAR ,I WOUNT MIS IT NEXT TIME.LET ME NO HOW WAS THE SHOW ,AND DID YOU SALE ANY OF YOUR BOOKS.WHEN YOU GET BACK PLS SEND ME A COPY OF THE BOOK .I JUST GOT HOME, ORLANDO WAS GREAT NO RAIN EVERTHING AS GOOD WISH YOU WERE THERE.BUT HOPE TO MEET YOU SOON .SO HAVE FUN AND BE SAFE.THANK YOU SO MUCH.TALK TO YOU SOON.
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LEROY SEYMOUR on 07/05/2009
Thank you for sharing information. If you are into poetry, read my poem and if you like my poem add me as a friend. Website:www.constitutionnetwork.com
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Herb McC on 07/02/2009
Hello Regina;
thanks for visiting the site. In regards to your interview question, last August. Congratulations on the book.
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Cheryl Hendrix on 06/30/2009
HELLO REGINA, CONGRATULATIONS ON YOUR BOOK AM VERY HAPPY FOR YOU.THANKS FOR THE INFO.BY THE WAY I WILL BE IN ORLANDO NEXT WEEKEND,I WISH YOU WERE GOING TO BE THERE,BUT I NO YOU WILL BE IN NEW ORLEANS. THIS WILL BE MY FRIST YEAR THAT I WILL MISS.BUT I NO EVERYTHING WILL GO GOOD FOR YOU.I WILL GIVE YOU A CALL SOON.KEEP IN TOUCH.
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LEROY SEYMOUR on 06/28/2009
ms. little thanks for the inv lets pray for the jackson family!!!!!!!!!!!!!!!
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annette perry on 06/26/2009
Hi Sister Regina, It's a blessing to know someone as important as yourself. Please keep in touch! Soror PTCole
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Patricia Townsend-Cole on 06/18/2009
Hello Regina welcome to my family....I see your on a move....Stay blessed and focused.
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Angela Garland on 06/17/2009
HELLO REGINA.THANKS FOR STOPING BY HAVE A WOUDERFUL DAY.
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LEROY SEYMOUR on 06/17/2009
Thank you for being a friend
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P. Muzi Branch on 06/17/2009
Greetings Regina! Thank you for connecting w/me.
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Jehan Bunch on 06/17/2009
Regina, thanks for the request. Wow! you are like the duracell battery-keep going and going and going. Don't stop
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Stephanie Whitehead on 06/17/2009
Hey Regina, what is your official site? I see that you are on several networks but I haven't found an official site. Thanks! ~ Erika
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Erika Neal on 06/16/2009
You are welcome. I am spreading the word to all of our sisters and brothers. We are definitely behind on credit matters. I am so proud of you Regina. You continue to use what God gave you. We all have a purpose on this earth. God Bless You. Verlia
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Verlia Caldwell on 06/14/2009
Greetings Sis, want to give credit where due, appreciate the friendship and I wish you the best in all your Hopes, Dreams and Goals. God Bless, sincerest Rattla Alum. I see you area home girl of sorts, I grew up in Bradenton and Orlando was stomping grounds and I have family there.
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WILLIAM W. HEMMANS III on 06/12/2009
Hi Regina: Congratulations on all of your achievements. You have beat the odds. I taught a Life Skills Program to welfare mothers in Jacksonville, FL. You are an inspiration to them. God Bless you. It is an honor to be your friend. Thank you. Verlia (Lia)
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Verlia Caldwell on 06/12/2009
Thanks for the offer of friendship Reginia! For empowerment advice and daily inspirational messages, check out www.womensempowermentseminars.com. Stay blessed! Joyce
Tagged by
C. Joyce Farrar-Rosemon on 06/10/2009
